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-<Glossary>
-
-<item>
-<word>After-Tax Stock Cost</word>
-<description><![CDATA[The after-tax dollars used to purchase stock.]]></description>
-</item>
-
-<item>
-<word>Calculated Installments</word>
-<description><![CDATA[A periodic payment that is calculated by dividing the total vested balance immediately prior to the payment by the number of payments remaining to be made.]]></description>
-</item>
-
-<item>
-<word>Cash Value</word>
-<description><![CDATA[The payment amount made in cash, not shares.]]></description>
-</item>
-
-<item>
-<word>Required Minimum Distribution</word>
-<description><![CDATA[The total amount of a required minimum distribution for the year that is required by law to be distributed from an employee's account in a qualified retirement plan.]]></description>
-</item>
-
-<item>
-<word>Fair Market Value of Shares Delivered</word>
-<description><![CDATA[The fair market value of the shares distributed, expressed as a dollar amount, and valued as of the day the payment is processed.]]></description>
-</item>
-
-<item>
-<word>Final Distribution</word>
-<description><![CDATA[A plan payment of the entire vested account balance in one payment; distributed after separation from service.]]></description>
-</item>
-
-<item>
-<word>Fixed Installments (Indefinite Period)</word>
-<description><![CDATA[Payment of a fixed amount for an indefinite period, made with the frequency allowed by the plan.]]></description>
-</item>
-
-<item>
-<word>Fresh Start</word>
-<description><![CDATA[This approach defines two contracts in which all sources of money are contained. One contract contains an after-tax source for the Post-Fresh Start date. The other contract contains an after-tax source for the Pre-Fresh Start date and all other sources.]]></description>
-</item>
-
-<item>
-<word>GNTC</word>
-<description><![CDATA[The nontaxable balance (not including earnings) existing before January 1, 1987. This is also called the Pre-1987 Tax Basis, Grandfathered NTC, NG, or NT6.]]></description>
-</item>
-
-<item>
-<word>Gross Distribution</word>
-<description><![CDATA[The overall payment amount that is distributed from the account. (Also called Total Value of the Payment.)]]></description>
-</item>
-
-<item>
-<word>In-Service Withdrawals</word>
-<description><![CDATA[The payment of all or part of a participant's plan balance while the participant is still actively employed.]]></description>
-</item>
-
-<item>
-<word>Loan Settlement</word>
-<description><![CDATA[The outstanding loan balance at the time of the foreclosure.]]></description>
-</item>
-
-<item>
-<word>Non-After Tax Stock Cost</word>
-<description><![CDATA[The dollars, other than after-tax, used to purchase stock (including employee before-tax contributions, employer matching contributions, rollovers, and dividends that are reinvested in the stock fund).]]></description>
-</item>
-
-<item>
-<word>Non-Periodic Payments</word>
-<description><![CDATA[A payment that is not periodic. These include fixed installments (indefinite period), in-service withdrawals, partial required minimum distributions and final distributions.]]></description>
-</item>
-
-<item>
-<word>Nontaxable Contributions</word>
-<description><![CDATA[Contributions made to a qualified plan on an after-tax basis.]]></description>
-</item>
-
-<item>
-<word>Partial Distribution</word>
-<description><![CDATA[After separation from service, a plan payment of only a portion of the participant's vested account balance.]]></description>
-</item>
-
-<item>
-<word>Periodic Payment</word>
-<description><![CDATA[Payments made to the participant at least as frequently as annually for a definite or determinable amount of time.]]></description>
-</item>
-
-<item>
-<word>PNTC</word>
-<description><![CDATA[The nontaxable balance (not including earnings) accumulated after December 31, 1986. This is also called the Post-1986 Tax Basis, Prorated NTC, NP or NT7.]]></description>
-</item>
-
-<item>
-<word>Roth 401(k) Stock Cost</word>
-<description><![CDATA[The Roth 401(k) dollars used to purchase stock.]]></description>
-</item>
-
-<item>
-<word>Single Contract</word>
-<description><![CDATA[The single contract approach defines one tax contract in which all sources of money are combined.]]></description>
-</item>
-
-<item>
-<word>Statutory</word>
-<description><![CDATA[The Statutory approach defines two contracts in which all sources of money are contained. One contract contains all plan balances other than the after-tax source and the other contract contains the after-tax source.]]></description>
-</item>
-
-<item>
-<word>Stock Cost</word>
-<description><![CDATA[The total amount of money used to purchase shares of stock. Earnings or losses in the stock fund do not affect stock cost.]]></description>
-</item>
-
-<item>
-<word>Tax Contract</word>
-<description><![CDATA[A tax contract is a way of grouping sources of money for computing the nontaxable portion of non-periodic payments.]]></description>
-</item>
-
-<item>
-<word>Unrealized Appreciation</word>
-<description><![CDATA[The difference between the market value of shares delivered and the stock cost of shares delivered.]]></description>
-</item>
-
-<item>
-<word>nontaxable credit (NTC)</word>
-<description><![CDATA[Contributions made to a qualified plan on an after-tax or Roth 401(k) basis.]]></description>
-</item>
-
-</Glossary>
-\ No newline at end of file